Canada-specific calculators
Understand the real cost of owning a home in Canada
Province-aware rules, real assumptions, and clear explanations.
What are you trying to calculate?
Mortgages & Financing
Mortgage payment & amortization
Payment totals by rate, term, and amortization.
Mortgage penalty
Estimate prepayment charges under common rules.
Fixed vs variable
Compare rate paths and total interest.
Rent vs buy
Side-by-side ownership and renting costs.
Land transfer tax
Ontario land transfer tax estimate by price.
Energy & Utilities
Heat pump ROI
Payback timelines by fuel and climate.
Electricity cost calculator
Estimate your electricity bill using region-specific rates.
Propane cost calculator
Estimate propane costs and tank duration.
Generator fuel cost
Runtime and fuel spend estimates.
Solar ROI
Expected savings and payback period.
Property & Ownership
How it works
- Choose a tool for your scenario.
- Enter the basics to get started.
- Review results with plain-language explanations.
What’s included
- Canada-specific logic and assumptions.
- Province-aware inputs where needed.
- Privacy-first by default.
Disclaimer
Information is provided for general guidance only and is not financial or legal advice.