All calculators
A complete index of CanadaHomeCosts.ca calculators. Browse by category or sort A–Z.
Mortgages & financing
Mortgage payment & amortization
Payment totals by rate, term, and amortization.
Open calculatorMortgage penalty
Estimate prepayment charges under common rules.
Open calculatorFixed vs variable
Compare rate paths and total interest.
Open calculatorRent vs buy
Side-by-side ownership and renting costs.
Open calculatorLand transfer tax
Ontario land transfer tax estimate by price.
Open calculatorBelow-ask offer estimator
Estimate how competitive a below-asking offer may be.
Open calculatorEnergy & utilities
Electricity costs
Estimate bills using region-specific rates.
Open calculatorPropane costs
Estimate delivery-based propane costs.
Open calculatorGenerator fuel cost
Plan runtime fuel use and total cost.
Open calculatorHeat pump cost calculator
Estimate installed cost, annual heating cost, savings, and payback.
Open calculatorSolar ROI
Expected savings and payback period.
Open calculatorProperty & ownership
Property tax
Local tax estimates by value and rate.
Open calculatorNew build cost
Estimate the all-in cost to build a new home.
Open calculatorFurnishing cost
Estimate the real cost to furnish a new home.
Open calculatorMaintenance forecaster
Plan reserve funds and replacements.
Open calculatorCottage winter heating
Seasonal heating costs for winterization.
Open calculator