Canada Home Costs logo chc CANADA HOME COSTS

Canada Household Cost Index

The CHC Index is a national model that estimates the real operational cost of owning and living in a home, beyond the purchase price alone.

What the index measures

The index models recurring household costs such as property tax, energy, heating, maintenance, and furnishing amortization to create comparable regional baselines.

How the index is built

  • Public rate tables
  • Verified community submissions
  • Modeled engineering assumptions
  • Aggregated, privacy-safe usage patterns
  • Real-world cost modeling judgement

The index does not store personal financial data. It is built from public and anonymized information designed to reflect realistic household scenarios.

Index publications

This index is under active development and will expand over time.