1. Acceptance of terms
By accessing or using Canada Home Costs, you agree to these Terms of Use. If you do not agree, please discontinue use of the site.
Definitions: “site” refers to Canada Home Costs and its content, tools, and services.
2. Informational purpose only
All content on Canada Home Costs is provided for general informational purposes only.
The content does not constitute financial, legal, tax, real estate, or professional advice. You should consult qualified professionals before making decisions based on information found on this site.
Your use of the site and reliance on any information is at your own risk.
3. Acceptable use
You agree not to misuse the site. This includes:
- Attempting to disrupt or interfere with site operations
- Using automated means to access the site without permission
- Using the site for unlawful purposes
4. Use of inputs and submissions
By using the calculators or submitting information, you grant Canada Home Costs permission to use those inputs in aggregated or anonymized form to improve calculators and to build the Canada Household Cost Index.
You should not submit personal or sensitive information through calculator inputs. The index is built from public, anonymized, and aggregated data and is intended to reflect typical household scenarios.
5. Communications and newsletters
If you subscribe to our newsletter, you consent to receive updates from Canada Home Costs. You can unsubscribe at any time using the unsubscribe option in the email or by contacting us.
6. Accuracy and updates
While we make reasonable efforts to ensure accuracy:
- Costs, fees, taxes, and regulations change frequently
- Information may become outdated or incomplete
We make no guarantees regarding accuracy, completeness, or timeliness.
7. Advertising and affiliate relationships (future-ready)
Canada Home Costs may, in the future, participate in advertising or affiliate programs.
If such relationships exist:
- Compensation may be received for referrals or clicks
- Editorial content will not be influenced by advertisers or partners
- Disclosures will be clearly presented where required
8. No warranties
The site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied.
9. Limitation of liability
To the fullest extent permitted by law, Canada Home Costs shall not be liable for any loss or damages arising from:
- Use of the site
- Reliance on information presented
- Errors, omissions, or inaccuracies
10. Intellectual property
All original content on this site, unless otherwise stated, is owned by Canada Home Costs.
Content may not be reproduced, distributed, or republished without prior written permission, except where permitted by law.
11. External links
The site may include links to third-party websites. These links are provided for convenience only. We are not responsible for the content, accuracy, or privacy practices of external sites.
12. Governing law
These Terms are governed by applicable Canadian laws, without regard to conflict of law principles.
13. Changes to these terms
These Terms of Use may be updated at any time. Continued use of the site constitutes acceptance of any revised terms.
14. Contact
For questions regarding these Terms of Use, please contact:
hello@canadahomecosts.ca
If you have a complaint about these Terms, you can contact us using the same address.